My siblings are all still living (thankful). They have all retired. Two were teachers in the education system. I was in Technology in the education system so I was able to pay into that retirement program instead of Social Security.
I started in the education industry when I was 35 so I had 15 years in private industry with 15 years of contributing to social security.
In the state of Ohio (one of the few states) we lose 60% (or thereabouts) of our social security check because we paid into the education retirement program. Why? I have no idea. Do I have the energy to research this? Not right now. My brain is fried from just filling out applications, paperwork, phone calls appointments, researching insurance...
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